Whether you are looking at a VA, USDA, FHA or conventional loan, find out what you need to ensure your eligibility for a home loan through one of these special finance programs.
IFundMortgage can help you with considerations on your home budget and how much you may be able to borrow. We will ask you information about your specific financial situation, check your credit and verify your income and assets. Once this is completed, we can give you a written pre-approval. A pre-approval is a valuable document as it tells sellers and real estate agents how much you can put toward a down payment and the mortgage you are qualified for which will be needed for submitting an offer on a home.
Find a trusted real estate agent who is familiar with the area you are looking at and start searching with your Freedom Mortgage pre-approval in hand. It's also a good idea if you are interested in pursuing a special loan program such as VA, FHA or USDA, to use an agent who is familiar with these types of loans so they will be able to conduct a more targeted search within the guidelines of the program.
If you are working with a real estate agent, they may recommend service providers for a home inspection and other certifications.
A home inspector checks over the house and looks for any problems affecting the safety or resale value of the property; if this occurs, you may want to negotiate with the seller to make required repairs.
The final step in any real estate transaction is the closing, so make sure everything is in place before you get to that exciting day.
Here are the documents you need to bring to closing:
point:
1-Government-issued photo ID for borrower and co-borrower
2-Funds necessary for closing costs (typically a cashier's check; not a personal check)
3-Funds necessary for closing costs (typically a cashier's check; not a personal check)
4-There may be other items as well but we will walk you through everything you will need
Once your closing is complete, you're ready to start moving in. You'll feel great when you get your keys to the door of your new home.
Phone: +1 (714) 863 9372
Fax: +1 (714) 464 4527
Email: chris@ifundmtg.com
iFund Mortgage
aDBA of New Life Finance, INC.
NMLS : 1111116
CA DRE License ID: 01950050
Cell: +1 (714) 863-9372
e.Fax: +1 (714) 464-4527
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