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Fixed Interest
Rate Mortgage
Conventional mortgage loans are the most popular in the market. The payments will be collected every month for either fixed-rate or adjustable-rate loan terms.

The main difference between a conventional loan and other types of mortgages is the fact a conventional loan is not made by a government entity nor insured by a government entity. It's what we refer to as a non-GSE loan. A non-government sponsored entity.

Types of government loans are FHA and VA loans. An FHA loan is insured by the government and a VA loan is backed by the government. Down payment requirements are different as well. The minimum down payment for an FHA loan is 3.5%. For a VA loan, the minimum down payment is zero

Residential mortgage loans insured by the Federal Housing Administration (FHA) have several benefits like:

smaller down payments, easy qualifications, and more protection to prevent your home from foreclosure.

In order to qualify for this program, you are not required to be a first time home buyer.

To look at the maximum FHA loan amount that you can borrow in your state

VA stands for Veterans Affairs.

We understand how difficult it is to own a home especially if you are on active duty.

This program is specifically for veterans and military personnel who want to achieve their dream of owning a home.

For veterans who wants to get this program, they must qualify for eligibility by getting a VA loan certificate.

We can help you through the entire process with our specialists who will assist you

We offer our borrowers with loan fixed mortgage option of 10 year, 15 year, 20 year and 30 year fixed rates.

This loan option is a good choice if you feel more comfortable that your principal payments and interests cannot change.

The interest rates for the 10, 15 and 20 years are fully amortized over a period of time and must have constant monthly payments.

In comparison with the 30-years fixed loan option, you get own your home much faster but you must take note that on these shorter terms, you must pay a higher monthly payment.